Legal Terms and Conditions

SUBJECT TO THE WEBSITE LOCATED AT:

www.trustbank.net, www.otbnet.com, and www.tbaz.com

PLEASE READ THESE LEGAL TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS SITE, YOU AGREE TO BE BOUND BY THE LEGAL TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT AGREE TO THESE LEGAL TERMS AND CONDITIONS, DO NOT ACCESS THIS SITE, OR PORTION OF THE SITE.

These Legal Terms and Conditions set forth the entire agreement between TrustBank and each of its subsidiaries and affiliates (collectively referred to as "TrustBank") and all parties ("you" or "your") accessing or using this World Wide Web site (the "Site"). TrustBank reserves the right to revise these Legal Terms and Conditions at any time by updating this posting, and such revision will be in effect as of the time the revised Legal Terms and Conditions are posted.

This web site contains discussions of certain legal or tax topics. Such discussions are intended to provide general information and not legal or tax advice regarding your personal situation. You are encouraged to consult with your own professional counsel for personalized legal or tax advice regarding such matters.

NEITHER TRUSTBANK NOR ANY OF ITS SUBSIDIARIES MAKES ANY REPRESENTATION ABOUT THE SUITABILITY OF THE CONTENT OF THIS SITE FOR ANY PURPOSE. ALL CONTENT IS PROVIDED "AS IS" WITHOUT ANY WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. TRUSTBANK DISCLAIMS ANY WARRANTIES AND REPRESENTATIONS WITH REGARD TO THE CONTENT, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT AND SECURITY.

TRUSTBANK DOES NOT WARRANT THAT THE CONTENT HEREIN IS ACCURATE, COMPLETE, OR CURRENT. TRUSTBANK MAKES NO COMMITMENT TO UPDATE THE CONTENT OF THIS SITE. IT IS YOUR RESPONSIBILITY TO VERIFY ANY INFORMATION BEFORE RELYING ON IT. THE CONTENT OF THIS SITE MAY INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. FROM TIME TO TIME CHANGES ARE MADE TO THE CONTENT DISPLAYED ON THIS SITE. TRUSTBANK MAY MAKE CHANGES IN THE PRODUCTS AND/OR THE SERVICES DESCRIBED ON THIS SITE AT ANY TIME.

TRUSTBANK WILL NOT BE LIABLE UNDER ANY CIRCUMSTANCES FOR ANY DAMAGES OR INJURY ARISING FROM YOUR USE OF THIS SITE. THIS LIMITATION ON LIABILITY INCLUDES, BUT IS NOT LIMITED TO, THE TRANSMISSION OF ANY VIRUSES WHICH MAY INFECT A USER'S EQUIPMENT, FAILURE OF MECHANICAL OR ELECTRONIC EQUIPMENT OR COMMUNICATION LINES, TELEPHONE OR OTHER INTERCONNECT PROBLEMS (e.g., YOU CANNOT ACCESS YOUR INTERNET SERVICE PROVIDER), UNAUTHORIZED ACCESS, THEFT, OPERATOR ERRORS, STRIKES OR OTHER LABOR PROBLEMS OR ANY FORCE MAJEURE. IN NO EVENT SHALL TRUSTBANK BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO LOSS OF USE, DATA, OR PROFITS, ARISING OUT OF OR RELATING TO THE USE OF THIS SITE OR THE COPYING OR DISPLAY OF INFORMATION ACCESSED THROUGH THIS SITE, WHETHER OR NOT TRUSTBANK WAS ADVISED OF OR AWARE OF THE POSSIBILITY OF SUCH DAMAGES. THIS DISCLAIMER OF LIABILITY IS EFFECTIVE WITHOUT REGARD TO THE FORM OF ANY ACTON, INCLUDING BUT NOT LIMITED TO CONTRACT, NEGLIGENCE, TORT, STRICT LIABILITY OR ANY OTHER THEORY. WITHOUT LIMITING THE FOREGOING, TRUSTBANK SHALL NOT BE LIABLE FOR ANY LOSSES OR DAMAGES INCURRED AS A RESULT OF ANY INFORMATION SUBMITTED TO IT THROUGH THIS SITE OR ANY PAGE HEREOF OR FOR ITS TRANSMISSION OF INFORMATION TO ANY PERSON(S) OR ENTITY(IES) AS A RESULT OF A REQUEST FOR SUCH TRANSMISSION REASONABLY BELIEVED BY TRUSTBANK TO HAVE BEEN MADE BY SUCH PERSON OR ENTITY.

Your use of the hyperlinks on this website to other Internet sites is at your own risk and TrustBank is not responsible for the accuracy or reliability of any information, data, opinions, advice or statements made on these linked sites. TrustBank makes no representations whatsoever concerning the content of those sites. A link to a site is NOT an endorsement, authorization, sponsorship, or affiliation by or with TrustBank with respect to such site, its owners, or its providers; these links are provided only as a convenience to you. TrustBank has not tested any information, software, products or services found on these sites and therefore cannot make any representations whatsoever with respect thereto. There are risks in using any information, software, products or services found on the Internet; and you should be sure that you completely understand these risks before retrieving, using, relying upon, or purchasing anything via the Internet. You should be aware that linked sites may contain rules and regulations, privacy provisions, confidentiality provisions, transmission of personal data provisions, and other provisions that differ from the provisions provided on the Site. TrustBank is not responsible for such provisions, and expressly disclaims any and all liability related to such provisions.

These Terms and Conditions will be governed by and be interpreted pursuant to the laws of the State of Illinois, United States of America, or other applicable federal laws, notwithstanding any principles of conflicts of law. The state court located in Richland County, Illinois, or federal courts having jurisdiction for Richland County, Illinois shall have exclusive jurisdiction over any cause of action arising out of or related to the content or use of this Site.

If any part of these Terms and Conditions is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. TrustBank reserves the right to seek all remedies available at law and in equity for violations of these Rules and Regulations, including the right to block access from a particular Internet address to the Site.

TrustBank’s products and services are offered only in jurisdictions where they may be lawfully offered for sale; and are subject to the terms of the applicable agreement.

NOT ALL PRODUCTS OR SERVICES MENTIONED HEREIN ARE AVAILABLE IN ALL JURISDICTIONS.

TrustBank and its subsidiaries are equal opportunity employers. The information contained in any article or graph within this website is based on sources which TrustBank believes to be reliable, but TrustBank cannot warrant its accuracy or completeness. Such information is subject to change.