iSavings

iSavings is an innovative, online savings account that pays! You can earn a higher interest rate than with a typical savings account. With this account, you can set extra money aside to earn more – yet you can still quickly access it if you need it.

Earn more – Save more.

Now more than ever, it’s important to save and plan for the future. iSavings will earn more interest for you and help you save more. When you open you’re iSavings account, you’ll receive all of these benefits:

  • Offers maximum liquidity – you can quickly and conveniently access your money.
  • Unlimited use of TeleBank and/or Online Banking, which makes it easy to transfer funds to your checking account
  • Online Banking
  • eStatements

It’s easy to qualify:

Is iSavings right for you?

If you like earning higher interest rates and the convenience of paperless banking, then this account is a good fit for you. We recommend this account if you:

  • Have $100 or more to invest, and want to have more immediate access to your funds
  • Want to separate your excess funds from those you keep in your checking account for day-to-day expenses
  • Are saving for a large purchase
  • Want to earn a higher interest and do not need check access

Important Facts:

  • Minimum to open: $100
  • Can make up to two withdrawals per statement cycle before a fee is incurred
  • Monthly eStatements
  • Interest compounded and paid monthly
  • Maintain a minimum balance of $100 in the account each day to obtain the disclosed annual percentage yield (APY)

Fees:

  • Withdrawal Fee: $2 each after two per statement cycle
  • If your average daily collected balance for the statement cycle falls below $200, your account will be subject to a maintenance fee of $3.